Get it over with? You make losing your virginity sound like having your wisdom teeth removed.
What's your rush? So what if you aren't necessarily waiting until marriage? That doesn't mean you have to give it away to the next guy who rubs up against you with a hard-on. Virginity isn't a pork chop; there's no expiration date on it. Don't you at least want to save it for someone who means something to you?
Maybe I'm wrong. Maybe I'm romanticizing something that has already been over-romanticized. I'm not a girl, and male virginity is a different animal. That animal is a big dead albatross around the neck, something to be cut loose and tossed into the ocean as soon possible once you hit your teens. There's very little perceived value in being a male virgin in college; nobody pats you on the head and says, "Aw, good for you, you're saving it for someone special," like they might a female virgin. You ladies are lauded and admired for saving your flower for the right gardener; guys just have a weed that needs to be killed ASAP.
At least that's how society sees it. Truth is, your V is like anything else you own: it's yours and you can do with it what you like. To heck with what society or anyone else thinks. Once you've been intimate in other ways, as you have, I guess it's not that huge a leap to intercourse (except that intercourse carries greater physical risks than, say, oral sex, which should always be a consideration).
Still, my (sometimes old-fashioned) gut tells me that you should not, in the immortal words of the Red Hot Chili Peppers, "Give it away, give it away, give it away now." By that, I don't mean that you should resist having sex if and when you are ready. I only mean that there's nothing wrong with being a virgin, and you should feel no pressure to hand over your virginity. You have plenty of time and plenty of opportunities to lose it over the next four years, trust me. Like, every weekend. Including Thursdays, because most people start their partying on Thursday. Actually, you could lose it any old night. Or day. That's the great thing about college. There's always somebody somewhere gettin' it on.
Anyhoo... even though your first coital encounter will likely be forgettable, you will always remember to whom you offered up your virginity. So choose wisely, and make the lucky dude work for it like the rest of us had to work for ours. God knows I did. Wait. Not did. Do.