Not so sure about your husband-to-be? Buy some divorce insurance. A new company, WedLock, promises that if you plunk down cash up front for the policy, it will pay you should you ever get unhitched. Guys - do you think divorce insurance is a smart plan or horribly unromantic?
Girl's BFF says:
The concept behind divorce insurance seems like a good one as far as I'm concerned. Yeah, you shouldn't plan on your divorce ending or even consider it an option, but then again, nobody ever thought that a few waves would take out an entire major city. Hello, Katrina. You just never know, which is the entire premise behind insurance. So while it is horribly unromantic it's also a smart move - if you can afford it.
Poor folks do marriage the old-fashioned way: marry the wrong person and then get divorced, leaving only with what you came with - nothing. That's the American way. And no, I'd never go for this. OJ Simpson taught us about the elusive, "third option". No, not that one. Hawking hardware to pay off divorce debts.
Reformed Player says:
I'm all for outlawing divorce. Then people would take it seriously. Personally, I think there should be a rung before marriage that's essentially a civil union with six-month contracts. We can call it "legal steady." As in "we're going legally steady."
This divorce insurance noise are for suckers who aren't in it to win it. If you get divorce insurance, you probably shouldn't be getting married in the first place.
Wise Ass says:
I think it's horse shit, but that might be because I loathe insurance companies with every molecule of my being. "Here, take my money and when I need some back, fight me tooth and nail for every penny." Yeah, I need more of that in my life. But if someone wants it, hey, to each his own -- the world needs suckers. Besides, there's nothing like starting out a marriage with a vote of no-confidence. "I'll love you forever, honey. But in case I don't, I'm making sure you don't get my money. (turns to camera) Thanks, WedLock!"
Chic Geek says:
First of all, "WedLock" sounds like some sort of industrial strength chastity belt endorsed by Christine O'Donnell. "WedLock keeps your virtue secure until your wedding night. Lock it up for the Baby Jesus, ladies!"
So it's basically a prenup that comes with a monthly fee? I'm leaning towards "unromantic" with this one. Also, "a giant waste of money."
There's something unseemly about the idea of "divorce insurance," like you're funneling away money for your eventual escape to the Cayman Islands. If you're that unsure about your marriage, get a divorce. It's not the end of the world, and will cost less than some bogus insurance. If all else fails, you could always "holler" that you are interested in drafting up a prenuptial agreement. I've heard certain popular musicians endorse this course of action.
Gal Pal says:
Instead of divorce insurance, I wish they'd offer marriage insurance. If you don't get married by a pre-determined age (say 42 ½), you get a huge payout. I'd totally plunk down $20/month for that. Nothing like cold, hard cash to keep you warm on a lonely single-girl night!